Together with outstanding staff and commitment to transparency and satisfaction, Gariep Financial Planners aim to provide the best financial advice possible to our clients.

Together with outstanding staff and commitment to transparency and satisfaction, Gariep Financial Planners aim to provide the best financial advice possible to our clients.

Key Individual

Elna Loubser

Elna Loubser

Elna Loubser acts as the key individual of Gariep. She started marketing as a marketer at Sanlam in 1991 and became an independent broker in June 1994 to offer a wider range of products and product houses to clients. "With 32 years of experience in the financial industry, our goal is to help our clients with their financial planning."

Service delivery is our top priority! Therefore our motto: "Customer Satisfaction"


1st Level Regulatory Examination: Key Person (June 2011)

1st Level Regulatory Examination: Representative (May 2011)

Postgraduate Diploma in Financial Planning (2000)

Accredited Medical Fund Broker (2000)

BA HED Free State University (1975)


Financial Intermediary Association of South Africa (FIA) - No: 13004748

Financial Services Board Long Term - FSP 15197

Masthead - No: 902198


Christopher Brand

Christopher Brand

Senior Accountant and Business Manager with 12 years' experience working in an accounting and

agricultural environment

Christopher Brand ~ QUALIFICATIONS

Partial B.Compt Degree

Subjects: Accounting Concepts and Principals, End-user Computing, Economics,

Introduction to Business Information Systems, Introduction to Economic and Management Environment A & B, Business Management 1A, Commercial Law 1A & 1B, Economics 1A & 1B, Accounting Systems in a Computer Environment, Business Management 1B, Accounting Reporting, Financial Mathematics, Taxation of Individuals, Commercial Law 2B, Taxation of Estates, Practical Accounting Data Processing

RE5 Regulatory Examination: Representatives in all Categories of FSPs

Class of Business : Long-term Insurance

Class of Business : Health Service Benefits

Class of Business : Investments

Class of Business : Short-term Personal Lines

Class of Business : Short-term Commercial Lines

Class of Business : Pension Fund Benefits

Damien Arendse

Damien Arendse

Damien Arends

Qualifications: National Professional Diploma in Education

Advanced Certificate in Education

Representative under Supervision

Admin ladies responsible for all

admin of the office

Elbie Cloete
Jackie Pretorius
Phiwo Mbali

Elbie Cloete

Jacolene Pretorius

Phiwo Mbali

Code of Conduct

Gariep Finansiële Beplanners

Gariep Financial Planners undertook:

* To advise clients with the highest level of good faith, integrity, caring and zeal

* to comply with all regulatory legislation of the financial services industry

* To meet a high level of professional knowledge and skills, in order to provide the client with the best advice possible

* To refrain from advice in those areas where we are not technically competent

* To provide the customer with the best products and services to meet the customer's specific needs, with specific reference to the client's personal financial situation

* To disclose the correct amount of commission received on all transactions

* To use only service providers with whom Gariep Planners have entered into a contract at all times

* never receive any fee in any form on behalf of yourself or with the assistance of any other person or entity of a client and at all times to ensure that the fees are directly paid over in the relevant financial institution or insurance company where it should be invested.

“Uitmuntende diens aan ons kliënte is en sal ons prioriteit bly”

Gariep Makelaars is gestig in Januarie 1997. Sien berig (regs) in plaaslike koerant, Aliwal Weekblad, toe Gariep 10 jaar oud geword het. Gariep bestaan nou al 36 jaar, en lewer steeds die beste finansiële advies en diens aan ons kliënte. Lees berig

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Contact us


Gariep Financial Planners

78 Smith Street

Aliwal North

Eastern Cape | South Africa

Gariep Financial Planners, an Authorised Financial Services Provider with FSP No. 15197

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